Financial stress doesn’t stay home.
When employees struggle with bills, employers absorb the cost, in productivity, in turnover, in healthcare claims. ForCommon brings group pricing to your team.
57% say financial stress affects their work.
Money worries cost the average stressed employee ~5 hours of productive time every week.
For a 200-person team, the value adds up.
Turnover
Cost of turnover
What a 200-person team loses to voluntary turnover each year
−$900,000
Lower turnover
From a 2-point drop in voluntary turnover
+$120,000
Productivity
Cost of financial stress
Productivity hours stressed employees lose to money worries
−$855,000
Productivity recovered
From halving the hours stressed employees lose
+$428,000
Healthcare
Employer healthcare share
Annual employer premium contribution for a 200-person team
−$3,855,000
Healthcare savings (planned)
Modeled at a 5% reduction once the planned group-health pillar launches, directional, not a committed figure
+$193,000
Illustrative combined value
Three independent scenarios under conservative assumptions, not additive. Each lever (retention, productivity, planned healthcare) is modeled on its own; the figure above sums them only to convey the combined upside.
Offer ForCommon to your team.
No HR overhead. No payroll changes. Employees enroll directly and start saving.
Group pricing on the bills your team already pays.
Group rates typically run 15–25% below individual pricing on cell service and 10–20% on insurance.
For a typical employee household, that translates to roughly $100–150/month in launch-era savings, an effective raise without changing wages.
Real member numbers will be published as ForCommon onboards founding households.
ForCommon for your team.
Founding employers shape what the rollout looks like. Lock in founding-partner terms by joining the waitlist.
Cost figures are projections based on industry-standard benchmarks (PwC Employee Financial Wellness Survey 2024, SHRM turnover replacement studies, KFF 2024 Employer Health Benefits Survey). Actual employer impact will vary by workforce size, industry, and existing benefits.