Better prices for families on their most common bills.

Because it’s the only thing that keeps us on your side. ForCommon will never accept a commission, kickback, or any payment that depends on what you buy. Our income comes from one place, your membership, and never from steering you toward one provider over another. That’s not a policy we could quietly change later; it’s a permanent commitment. It means we win only when you save: if the membership doesn’t pay for itself, you cancel, and we lose. Most “free” savings services are paid by the companies they recommend, which makes those companies the real customer. With ForCommon, you’re the customer. Always.

$15 a month per household, no matter how many people are under your roof. If your employer offers ForCommon, it’s $10 a month. No contract, cancel anytime. The membership is designed to pay for itself many times over across your household bills, and if it ever doesn’t for you, leaving takes one click.

At launch, group rates typically run 15–25% on cell service and internet versus standard individual pricing, and 10–20% on auto/home insurance, the two categories ForCommon is starting with. Healthcare, mortgage, and groceries are planned future pillars. As we add categories, the cumulative effect compounds, group-rate access across most major household expenses can reduce total household spending by an estimated 8–12% once all pillars are active. These figures reflect industry-standard group-rate economics; actual member savings will vary by household and will be published transparently as ForCommon onboards founding members.

ForCommon’s pilot launches in 2026, once the founding waitlist reaches the threshold needed to secure group rates. Waitlist members get priority access, the more families who join, the stronger our position to arrange great group pricing with partners from day one.

It depends on who you’re with today, we can’t say without knowing. If you’re already with one of our partners, joining gets you the group rate without switching anything. If you’re not, you’ll see what our partner’s price looks like for that category and decide for yourself. Switching is always optional, never required. The savings only count if they’re worth it to you.

You pay your providers directly, the same way you do today, the billing relationship stays between you and them. ForCommon arranges the group rate; we don’t sit in the middle of your money. Down the road we’d like to offer optional consolidated billing, so households can see one statement instead of many, but that requires state-by-state licensing and is a multi-year process. For now, the simpler arrangement keeps everything straightforward.

If ForCommon hasn’t saved you more than your first-month membership fee within your first 30 days, email support@forcommon.com and we’ll refund that fee, no questions asked. This is a refund commitment, not a savings promise, so the math is simple: if the value isn’t there in month one, you don’t pay for month one.

The first 100 paid members are founding members and lock in $10 a month for life, a third less than the standard $15 rate, for as long as you’re a member. It’s our way of thanking the families who join before there’s a long track record to point to. Once the 100 spots are filled, the rate moves to $15. Founding members keep their $10 no matter what.